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BCCA Credit Card Selector provides links to Bank One/Chase Credit Cards credit card applications and finance sources online. You can use the navigation links on the left to jump directly to the type of credit card applications you are interested in. Browse through the Bank One/Chase Credit Cards.

Bank of America

		Bank of America Platinum Plus^® Visa^® Card Issuer: Card issued by FIA Card Services, NA.
		Card issued by FIA Card Services, NA. Mini Card available Photo Expressions available 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months. No Annual Fee Credit lines as high as $25,000 Online Banking Service Total Security Protection® Read more...
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		Total Rewards^® Credit Card Issuer: Card issued by FIA Card Services, NA.
		Card issued by FIA Card Services, NA. Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for one year No annual fee Read more...
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		Bank of America PetRewards^TM Visa^® Issuer: Card issued by FIA Card Services, NA.
		0% Intro APR for first six billing cycles. No Annual Fee Put your pet's picture on your card Earn points toward veterinary services, pet food discount certificates, and shelter donations Read more...
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		BoatU.S. WorldPoints^® Platinum Plus^® Visa^® Issuer: Card issued by FIA Card Services, NA.
		Card issued by Bank of America, N.A. (USA) Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§ Access to the MyConciergeSM service, a unique personal assistance service** Absolute fraud protection against unauthorized use, online and offline No annual fee Read more...
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		MilesEdge^® Platinum Visa^® Card Issuer: Card issued by FIA Card Services, NA.
		Card issued by FIA Card Services, NA. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Extended warranty protection. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage recovery. Emergency airline ticket replacement. No liability for unauthorized Internet transactions. Optional personal photo on card. Discounts on auto rentals. Optional Mini Card. See website for additional benefits. See website for complete terms and conditions of card usage and application disclosure. Terms and Conditions Read more...
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		Bank of America Financial Rewards^® Visa^® Platinum Plus^® Issuer: Card issued by FIA Card Services, NA.
		Card issued by FIA Card Services, NA. Earn points towards cash back Mini Card available 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.) Earn 5 bonus points with your first purchase. Points do not expire for 5 years Online Banking Service Total Security Protection® No Annual Fee Read more...
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		Wyndham Rewards Mastercard^® Issuer: Card issued by FIA Card Services, NA.
		13 points for every $1 you spend on qualifying hotel stays - when you use your Wyndham Rewards MasterCard credit card at these participating hotel brands.§ Wyndham Hotels & Resorts, Ramada, Days Inn, Super 8, Wingate by Wyndham, Baymont, Howard Johnson, Travelodge (US hotels only), Knights Inn and Amerihost Inn. 2 Points for every $1 you charge on all other purchases§ 0% Introductory Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first 12 billing cycles* (subject to a 3% transaction fee, no less than $10). No Annual Fee 24 hour Online Access Complete Fraud Protection Credit Protection Available Read more...
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Bank of America credit cards to review and compare at BCCA. Bank One/Chase Credit Cards

Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. A credit card can be useful, but may also end up putting you in a difficult financial situation if misused.

Here are some of the benefits of Bank of America credit cards:

Withdraw cash 24 hours a day, anywhere in the world.
Buy online. It is the quickest and easiest way, and you are protected against credit card fraud. Repay in regular instalments. Typically, these incur interest.
Usually, there is an interest-free repayment period, which you can use to repay your debt in full, interest-free.
One of the main benefits of using a credit card rather than a debit card is the protection provided by the Consumer Credit Act. This says that if you have problems with goods or services you can get your money back from the card issuer if you can't get it back from the supplier.
Some cards provide purchase protection insurance, which pays out if something you have bought with the card is lost, damaged, or stolen within ninety days of the date of purchase.
A credit card can cost nothing - if you pick a card that doesn't charge an annual fee and you always pay the bill in full every month.
A credit card can save you money if you choose one that earns you cash every time you buy something. How much cash you get back is calculated as a small percentage of the amount you have spent on the card. Some cards offer incentives other than cash - Air Miles or shopping vouchers, for instance.
Even if you do not pay your monthly bill in full, a Bank of America credit card can be cheaper than running an overdraft on your current account, especially if your bank charges a monthly fee as well as interest when you overdraw.
Using a credit card can work out cheaper than using traveller's cheques or foreign currency to pay for things abroad. This is because the exchange rate used by card companies to convert foreign spending into sterling is better than normal tourist rates. However, because of credit card charges for cash withdrawals, a debit card is better if you want to use plastic to buy currency, whether over the counter or from a foreign cash-machine.
You can give to charity for free if you sign up for a charity credit card. Credit cards are often cheaper than loans for short-term borrowing. You pay interest on the remaining debt, not the full amount - and there are no early redemption penalties.
Credit cards offer flexibility to match uneven income and expenditure patterns: you choose what to pay off each month, between the minimum and the total outstanding.
Their consolidated accounting enables one cheque to settle multiple transactions – while all appear neatly on one pre-prepared statement each month.
There is an automatic ‘interest free' period per statement period.
Credit cards enable remote purchasing via the internet, by telephone or mail order.
Credit cards can include additional benefits like insurance cover on purchases, cash-back, AirMiles, Nectar or Reward points, and holiday discounts.

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Bank of America